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    AFFIN London Home

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    AFFIN London Home


    Features

    Loan Margin

    Up to 80% (inclusive MRTA, legal fees, stamp duty and valuation fees)
    ​​​​​

    Loan Tenure

    Up to 30 years or up to the age of 65, whichever is earlier

    Property Location

    Residential property located within London Zone 1 to 6, and Manchester.

    Mortgage loan

    Loan and monthly instalment will be payable in Ringgit

    Type of Property

    Completed or Under Construction (Off- Plan) including direct purchase from developers & subsale.

    Benefits

    Mortgage in Ringgit

    No currency fluctuation throughout the tenure of the loan. 


    Save Interest with Advance Payment

    Enjoy savings on daily interest charged with excess payment on top of the monthly instalment.


    ​​​​​​​Redraw Facility

    Access to redraw any extra repayments made.

    MRTA/MRTT Coverage

    Mortgage Reducing Term Assurance (MRTA) or Mortgage Reducing Term Takaful (MRTT) is strongly recommended to ensure that you and your family are protected.


    Comprehensive Protection

    We offer a wide range of coverage to protect your property, including Mortgage Reducing Term Assurance (MRTA), Mortgage Reducing Term Takaful (MRTT), Personal Accident (PA), Home Contents Insurance, Fire Insurance, Householder Insurance, Credit Level Term Assurance (CLTA)/Mortgage Level Term Takaful (MLTT).

    Eligibility

    Individuals aged 18 and above

    Maklumat Penting

    Dokumen-dokumen yang Diperlukan

    • Fi dan Caj
    • Generic Terms & Conditions
    • Kadar Rujukan
    • Panduan BNM kepada Pengguna mengenai Kadar Rujukan
    • Tanda Aras Kos Dana yang digunakan untuk menentukan Kadar Asas

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    Mortgage Reducing Term Assurance (MRTA)

    Takes care of the outstanding balance of your mortgage in the case of any unfortunate event.


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    SmartHome Optimum (Enhanced)

    Safeguard your home and valuable contents with one easy plan.​​​​​​​


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    SmartCare Optimum

    Annual limit is reset every year.

    Medical coverage up to RM2.1 million annual limit.

    Outpatient kidney dialysis and cancer treatment.





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