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SmartCare Optimum

Let us take care of the
medical bills, whilst you
concentrate on getting better

Benefits

In-patient & Daycare Surgical Procedure

  • Covers room & board, ICU, ambulance fees, surgeon’s fees and others 
  • Covers Surgical Implant of Pacemaker & Defibrillator
  • Covers Intraocular Lens

            Out-patient Treatment

            • Covers outpatient kidney dialysis & cancer treatment up to full annual limit
            • Post-hospitalisation care and physiotherapy treatment within 90 days from hospital discharge

                      Special Benefits

                      • Covers international emergency medical evacuation and repatriation
                      • Home nursing care up to 180 days
                      • In-patient & Out-patient Psychiatric treatment benefit

                                Cashless Admission

                                You do not have to pay the full hospital bills if you are admitted to one of the AXA panel hospitals, provided the nature of accident or illness is covered under the policy.
                                ​​​​​​​

                                Eligibility

                                • Anyone aged between 15 days old and 65 as of your next birthday
                                • Renewal: Up to age 100 provided the customer was already a member on 65th birthday


                                Important Information


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