×

AFFIN Home Step Fast

Features

Loan Margin

Up to 90% + 5% (MRTA/CLTA/CRTA), legal & documentation cost, stamping and valuation fee

Loan Tenure

Up to 35 years or age 70 years, whichever is earlier.

Property Value

Minimum: RM200,000

Retention or Lock-In

No retention period

Benefits

Low Daily Interest

​​​​​​​Save on overall interest costs with daily computation of interest.

​​​​​​​Lower Commitments for the First 5 Years

​​​​​​​Make payment of interest only for the first 5 years from the date of full disbursement.
* Subject to no default (non-payment) on 2 consecutive payments of interest

Save Interest with Advance Payment

Enjoy savings on daily interest charged with excess payment on top of the monthly instalment.

Redraw Facility
​​​​​​​

Access to redraw any extra repayments that you have made.​​​​​​​


Property Type

Financing and refinancing of residential properties that are completed or under construction.

Stretch Cash Flow

Owning a house is a big commitment. We help ease your financial burden while you embrace a new chapter of life.

MRTA/MRTT Coverage

Mortgage Reducing Term Assurance (MRTA) or Mortgage Reducing Term Takaful (MRTT) is strongly recommended to ensure that you and your family are protected.

Comprehensive Protection
​​​​​​​

We offer a wide range of coverage to protect your property, including Mortgage Reducing Term Assurance (MRTA), Mortgage Reducing Term Takaful (MRTT), Personal Accident (PA), Home Contents Insurance, Fire Insurance, Householder Insurance, Credit Level Term Assurance (CLTA)/Mortgage Level Term Takaful (MLTT).

Eligibility

Individuals aged 18 and above


You may also like...



How to reach us?

There are more ways to reach us