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    AFFIN Home ​
    ​​​​​​​Solution Plus

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    AFFIN Home Solution Plus


    Features

    Loan Margin

    Up to 95% (inclusive MRTA)

    Loan Tenure

    Up to 35 years or the age of 70, whichever comes first.

    Property Value

    Minimum : RM200,000

    Retention or Lock-in

    - Early settlement penalty of 2% on original loan sum if redeemed within 3 years retention period from first disbursement date
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    - No retention period for subsale financing

    Interest Rate

    Standardised Base Rate (SBR) + 1.55% per annum

    Benefits

    'Dream house' Comes True

    A term loan facility to realise the house of your dream.

    Caters to Various Financing Purposes

    Financing or refinancing of residential properties that are completed or under construction.
     
    Low Daily Interest

    Save on overall interest costs with daily computation of interest.

    Save Interest with Advance Payment
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    Enjoy savings on daily interest charged with excess payment on top of the monthly instalment.

    Redraw Facility

    Access to redraw any extra repayments that you have made.

    MRTA/MRTT Coverage

    Mortgage Reducing Term Assurance (MRTA) or Mortgage Reducing Term Takaful (MRTT) is strongly recommended to ensure that you and your family are protected.

    Comprehensive Protection

    We offer a wide range of coverage to protect your property, including Mortgage Reducing Term Assurance (MRTA), Mortgage Reducing Term Takaful (MRTT), Personal Accident (PA), Home Contents Insurance, Fire Insurance, Householder Insurance, Credit Level Term Assurance (CLTA)/Mortgage Level Term Takaful (MLTT).

    Eligibility

    Individuals aged 18 and above

    Rates

    Reference Rates (Base Rate)
    BNM Guide to Consumer on Reference Rate
    Benchmark Cost of Funds used to determine the Base Rate

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    Mortgage Reducing Term Assurance (MRTA)

    Takes care of the outstanding balance of your mortgage in the case of any unfortunate event.


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    SmartHome Optimum (Enhanced)

    Safeguard your home and valuable contents with one easy plan.​​​​​​​


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    SmartCare Optimum

    Annual limit is reset every year.

    Medical coverage up to RM2.1 million annual limit.

    Outpatient kidney dialysis and cancer treatment.





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