AFFIN Home Flexi Plus


Loan Margin

- Up to 90% for combination of term loan and overdraft
- Up to 50% for full overdraft

Loan Tenure

Up to 35 years or the age of 70, whichever comes first.

Loan Amount

Minimum: RM100,000 (with minimum overdraft facility of RM50,000) 

Property Value

Minimum: RM200,000 

Retention or Lock-In

-  Early settlement penalty of 2% on original loan sum if redeemed within 3 years retention period from first disbursement date.

​​​​​​​-  No retention period for subsale financing.

Interest Rate

Standardised Base Rate (SBR) + 1.55% per annum


Flexible Loan Package

Enjoy financial flexibility with a combination of term loan and overdraft or full overdraft.

Caters to Various Financing Purposes

Financing, refinancing or subsale of residential properties that are completed or under construction.

Low Daily Interest

Save on overall interest costs with daily computation of interest.

Save Interest with Advance Payment

Enjoy savings on daily interest charged with excess payment on top of the monthly instalment.

Redraw Facility

Access to redraw any extra repayments made.

MRTA/MRTT Coverage

Mortgage Reducing Term Assurance (MRTA) or Mortgage Reducing Term Takaful (MRTT) is strongly recommended to ensure that you and your family are protected.

Comprehensive Protection

We offer a wide range of coverage to protect your property, including Mortgage Reducing Term Assurance (MRTA), Mortgage Reducing Term Takaful (MRTT), Personal Accident (PA), Home Contents Insurance, Fire Insurance, Householder Insurance, Credit Level Term Assurance (CLTA)/Mortgage Level Term Takaful (MLTT).


Individuals aged 18 and above

Maklumat Penting

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