AFFIN Extra Plus-i


Financing Margin

Up to 90% + 5% MRTT

Financing Tenure

35 years or age of 70 years old, whichever is earlier.

Financing Amount

Minimum: RM20,000
Maximum: Up to customers' eligibility

Property Value

RM200,000 and above


Get the Most Out of Your Mortagage Financing

Term financing granted to existing mortgage customers for personal use and investment.

Shariah-Compliant Financing

Based on the Shariah concept of Musharakah Mutanaqisah (MM) or Diminishing Musharakah.

Redraw Facility
Redrawing of the facility can be made under prepayment and/or advance payment.

Ceiling Profit Rate

Get protected against a higher rate by profit rate capped at 10% per annum for residential properties and 12% per annum for business premises.

Takaful Coverage
  • Mortgage Reducing Term Takaful (MRTT) is optional but highly encouraged to ensure that you and your family are protected.
  • House Owner Takaful is compulsory.


  • Individuals aged 18 years and above.
  • Existing mortgage customers of AFFIN ISLAMIC or AFFIN BANK with clean repayment records.

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