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    AFFIN Credit Plus-i

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    AFFIN Credit Plus-i


    Features

    Financing Margin

    Up to 90% + 5% of MRTT

    Financing Tenure

    Up to 35 years or age 70 years old, whichever is earlier

    Financing Amount

    Minimum: RM 50,000
    Maximum: Up to customer's eligibility

    Property Value

    RM200,000 and above

    Benefits

    Refinance for Extra Cash

    Refinance completed and unencumbered residential properties or business premises to get extra cash for something big in life.

    Shariah-Compliant Financing

    Based on the Shariah concept of Musharakah Mutanaqisah (MM) or Diminishing Musharakah.

    Redraw Facility
    ​​​​​​​
    Redrawing of the facility can be made under prepayment and/or advance payment.

    Ceiling Profit Rate

    Get protected against a higher rate by profit rate capped at 10% per annum for residential properties and 12% per annum for business premises.

    Takaful Coverage
    ​​​​​​​
    • Mortgage Reducing Term Takaful (MRTT) is optional but highly encouraged to ensure that you and your family are protected.
    • House Owner Takaful is compulsory.

    Eligibility

    Individuals aged 18 years and above

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    A term financing granted to existing mortgage customers for personal use and investment.

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    Acquisition of properties that are completed or under construction, or refinancing a completed property.

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