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AFFIN Home-i
​​​​​​​SJKP-MADANI

Features

Margin of Financing

Property  : Up to 100%
Ancillary Cost : Up to 20% 

*MRTT, Legal Fees & Valuation Fee


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Financing Tenure

35 years or up to the age of 70, whichever is earlier.

Financing Amount

Shall not exceed RM360,000 

Property Value

Up to RM300,000

Lock-In Period

Not applicable.

Benefits

Guarantee Coverage

Up to 120% and guaranteed by Syarikat Jaminan Kredit Perumahan (SJKP) Berhad.


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​​​​​​​Shariah-Compliant Financing


Offered under the Tawarruq principle.

Rebate of Early Settlement

No fee imposed for early settlement before maturity and be rewarded with a rebate (ibra’) which is equivalent to the deferred profit at the point of settlement.


​​​​​​​Ceiling Profit Rate


Get protected against a higher rate by a profit rate capped at 12% per annum.

Eligibility

  • Malaysian Citizen.
  • First time homebuyer.
  • Applicable for Individuals only.
  • Age of 18 years and above.

Maklumat Penting

Dokumen-dokumen yang Diperlukan

  • Fi dan Caj
  • Generic Terms & Conditions
  • Kadar Rujukan
  • Panduan BNM kepada Pengguna mengenai Kadar Rujukan
  • Tanda Aras Kos Dana yang digunakan untuk menentukan Kadar Asas

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