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SMEmerge/SMEmerge-i
Start-Up Financing Scheme

Features & Benefits

Objectives
Provide initial working capital for start-ups, helping you to turn your business ideas into reality.

Years of Operation

Business in operation between 12 to 24 months

Facility Amount

Up to RM300,000

Facility Tenure

Up to 84 months

Types of Facilities

Term loan/Term Financing-i

Collaterals

No collaterals required

Guarantee Coverage

70% guarantee coverage from Syarikat Jaminan Pembiayaan Perniagaan (SJPP)
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Terms and conditions apply

Eligibility

• For Sole Proprietorship, Partnership, or Private Limited Company;
• Malaysian controlled or owned businesses;
​​​​​​​• Business must be minimum 6 months in operation


Requirements

6 months bank statements


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