Home Protector Enhanced

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Home Protector Enhanced

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Houseowner (Insuring Building Only)

Houseowner covers against loss or damage due to lightning, explosion, aircraft damage, impact damage, bursting or over owing of domestic water tanks or pipes, theft (accompanied by actual forcible and violent breaking into or out), hurricane, cyclone, typhoon, windstorm, earthquake, volcanic eruption, flood and robbery.

Home Contents (Insuring Contents Only)

Home Content covers household goods, personal effects and other moveable possessions, and comes in two types of coverages:

All Risks (Limit Per Article of 10% of the total content sum insured applicable)
Householder (No Limit Per Article applicable)

Optional Riders

Worldwide Personal All Risks

Cover your personal effects (Personal items regularly worn or carried) such as watches, jewellery, handbags and even cameras, mobile phones or tablets for up to RM10,000 per item

Worldwide Family Liability

Cover yourself and your family against third party’s (other person) claim for accidental bodily injury or property damage through negligence caused by you, your immediate family members or your domestic helper.

Main Covers

Building: Houseowner
- Loss or damage to your building due to fire, lightning, explosion, aircraft damage, impact damage, bursting or overflowing of domestic water tanks or pipes, theft (accompanied by actual forcible and violent breaking into or out) hurricane, cyclone, typhoon, windstorm, earthquake, volcanic eruption, flood and robbery.
- Loss of rent / Costs of temporary accommodation
- Owner’s / Tenant’s Liability
- Removal of debris
- Architect, Surveyor and Consultant’s fees
Contents: All Risk
- Loss or damage to Contents due to all risks including Personal Effects belonging to You or to members of Your Family permanently residing with you whilst contained in Your Building specified in in the Schedule used solely for residential purposes
- Additional benefits:
  - Loss of money due to theft
  - Cost of replacing keys/locks due to housebreaking
  - Deterioration of food in the freezer
  - Cost of replacing legal documents
  - Loss of damage to contents during temporary removal
  - Loss or damage to water tank/filter installed outside building
  - Cost of repairing burst water pipe including hacking
  - Emergency Cash Allowance
  - Fraudulent Use of Credit/ATM Card
  - Fraud or Dishonesty of Domestic Servant
  - Fire Extinguishment Expenses

Rider Options

Grow your savings with competitive interest rate

Worldwide Personal All Risks
Cover your personal effects, e.g. jewelry, watches, cameras, etc.

Worldwide Family Liability
Indemnify against third party accidental bodily injury or accidental damage to property.

Worldwide Family Liability (Rider Options)

Indemnify against third party accidental bodily injury or accidental damage to property

Customers of Affin Bank
Applicable for houses used as private dwellings.

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