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SmartPA Enhanced

Protect against the unexpected

Benefits

High Sum Insured

Coverage for accidental death or permanent disablement (including coma) up to RM1,000,000.

Family Plan Privilege

Extend the protection to your spouse and family with unlimited number of children and enjoy 3 times sum insured with double payout up to RM6,000,000.

Cashless Admission Guarantee

Guarantees up to RM12,000 for admission at panel hospitals in Malaysia due to an accident.

Renewal Bonus Up to 120%

Principal sum insured will increase from 15% per year up to 120% upon renewal of insurance provided there is no claim under Accidental Death or Permanent Disablement.

Loan Protector Up to RM7,500

Reimbursement for the Insured’s outstanding credit liabilities for credit cards, personal loan, overdraft, education, housing, car or renovation loans with any banks licensed by Bank Negara Malaysia.​​​​​​​

Double the Payout

Double the payout up to RM2,000,000 for accidental death or permanent total disablement whilst travelling on a public transport, travelling overseas, during festive season or being a victim of snatch theft or robbery.

Eligibility

  • Customers of Affin Bank
  • Applicant aged from 18 to 69 years old, renewable up to 100 years.
  • Children from 30 days to 18 years of age (or up to 23 years for full-time students).


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