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SmartCare Optimum Plus

Protects you and your family against
​​​​​​​rising medical costs

Benefits

In-patient & Daycare Surgical Procedure

  • Covers room & board, ICU, ambulance fees, surgeon’s fees and others.
  • Cover Surgical Implant of Pacemaker & Defibrillator
  • Cover Intraocular Lens

            Out-patient Treatment

            • Covers outpatient kidney dialysis & cancer treatment up to full annual limit.
            • Post-hospitalisation care and physiotherapy treatment within 90 days from hospital discharge.

                      Special Benefits

                      • Covers international emergency medical evacuation and repatriation.
                      • Home nursing care up to 180 days.
                      • In-patient & Out-patient Psychiatric treatment benefit.

                                Cashless Admission

                                You do not have to pay the full hospital bills if you are admitted to one of the panel hospitals, provided the nature of accident or illness is covered under the policy.

                                Eligibility

                                • Anyone aged between 15 days old and 65 as of your next birthday.
                                • Renewal: Up to age 100 provided the customer was already a member on 65th birthday


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