Credit Level

​​​​​​​Term Assurance (CLTA)

Features & Benefits

Financing Settlement

  • The sum assured will settle your outstanding loan balance in the event of your death, total and permanent disability (prior to age 65) or upon diagnosis of terminal illness during the term of the coverage. 
  • The initial Sum Assured is level throughout the coverage term.

            Coverage Up to RM 3 Million

            Total and permanent disability claim is up to RM 3 million per life.

            Money-Back Protector

            Receive the full amount of premium paid upon policy maturity.

            The description of coverage above is a summary. Complete information on the terms and conditions are stated in the contract policy.


            • Entry Age Limit (age at last birthday)
              • Minimum entry age: 18 years old
              • Maximum entry age: 70 years old
            • Initial Sum Covered
              • Minimum sum covered: RM5,000
              • Maximum sum covered: No limit, but subject to underwriting requirement
            • Coverage Term
              • Minimum coverage term: 5 years
              • Maximum coverage term: 45 years*​​​​​​​
                           *The maximum coverage term is subject to maximum expiry age

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