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    Balance Transfer Instalment
    Plan (BTIP)

    Click Apply Now to fill in the application form

    AffinAlways

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    BTIP Application Form

    Consolidate all of your other credit cards outstanding balance and enjoy low rates in flexible repayment periods.

    Amount (RM) Monthly Repayments (RM)
    6 months 12 months 18 months 24 months 36 months
    3,000 500.00 250.00 166.67 125.00 83.33
    5,000 833.33 416.67 277.78 208.33 138.99
    10,000 1,666.67 833.33 555.56 416.67 277.78
    15,000 2,500.00 1,250.00 833.33 625.00 416.67
    20,000 3,333.33 1,666.67 1,111.11 833.33 555.56

    Promotion 1

    Eligibility: New Cardmember only

    Promotion Period: From now until 31 December 2024

    Promotional Rates:

    1. 12 months @ 0% upfront interest/profit rate

    Promotion 2

    Eligibility: Existing Cardmember only

    Promotion Period: From now until 31 March 2024

    Promotional Rates:

    1. 12 months @ 0% upfront interest/profit rate
    2. 12 months @ 1% upfront interest/profit rate

    Promotion 1

    Promotional Rates:

    1. 12 months @ 0% upfront interest/profit rate (min. RM2,000)​

    Eligibility:
    New Cardmember only

    Promotion Period:
    From now until 31 December 2025

    Promotion 2

    Promotional Rates:

    12 months @ 0% upfront interest/profit rate (min. RM2,000)​

    Eligibility:
    Existing Cardmember only

    Promotion Period:
    From now until 30 June 2025





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