Green Tech Financing Scheme 4.0 (GTFS 4.0)

Skim Pembiayaan Teknologi Hijau 4.0 (GTFS 4.0)

Objectives

GTFS 4.0 aims to support the national green technology agenda by providing government guarantee as well as interest/profit rate rebate to the following six (6) key sectors:

Objectives

Objektif

GTFS 4.0 bertujuan untuk menyokong agenda teknologi hijau negara dengan menyediakan jaminan kerajaan serta rebat kadar faedah/keuntungan kepada enam (6) sektor utama seperti berikut:

Tenaga

Pembuatan

Pengangkutan

Bangunan

Sisa

Air

Objectives
GTFS 4.0 aims to support the national green technology agenda by providing government guarantee as well as interest/profit rate rebate to the following six (6) key sectors:
(a) Energy;
(b) Manufacturing;
(c) Transport;
(d) Building;
(e) Waste; and
(f) Water

Ciri & Faedah

Kadar Pinjaman/Pembiayaan

Tertakluk pada penilaian dan kelulusan kredit oleh pihak Bank

Tempoh Pinjaman/Pembiayaan

Sehingga lima belas (15) tahun tertakluk pada tujuan pembiayaan

Had Pinjaman/Pembiayaan

Sehingga RM 100 juta bagi setiap kumpulan syarikat tertakluk pada tujuan pembiayaan

Jaminan Perlindungan

Sehingga 60% atas jumlah pembiayaan untuk kos teknologi hijau bagi sektor tenaga, pembuatan, pengangkutan, bangunan dan air
Sehingga 80% atas jumlah pembiayaan untuk kos teknologi hijau bagi sektor sisa

Fi Jaminan

Sehingga 0.50% ke atas jaminan perlindungan akan ditanggung oleh pelanggan tertakluk pada tempoh pembiayaan

Rebat atas Kadar Faedah/Keuntungan

1.5% setahun

Guarantee Coverage

Up to 60% on total financing for green technology costs for energy, manufacturing, transportation, building and water sector
Up to 80% on total financing for green technology costs for waste sector

Guarantee Fee

Up to 0.50% on guarantee coverage is to be borne by customer subject to financing tenure

Rebate on Interest/Profit Rate

1.5% per annum

Loan/Financing Rate

Based on the Bank’s credit assessment and approval

Customer	Purpose
Producer	Investment for the production of green products
User	Investment or assets utilisation of green technology-based products
Energy Service Company (ESCOs)	Investment or assets related to energy efficiency project and/or energy performance contract
Housing Developer	Construction of green building which focuses on residential development with selling cost not exceeding RM350,000
Low Carbon Mobility Infrastructure	Financing of electric vehicle Charge Point Operator (CPO)

Loan/Financing Tenure

Up to fifteen (15) years subject to financing purpose

Loan/Financing Limit

Up to RM100 million per group of company subject to financing purpose

Guarantee Fee

Up to 0.50% on guarantee coverage is to be borne by customer subject to financing tenure

Rebate on Interest/Profit Rate

1.5% per annum

Guarantee Coverage

Up to 60% on total financing for green technology costs for energy, manufacturing, transportation, building and water sector
Up to 80% on total financing for green technology costs for waste sector

Tempoh Rebat

Tujuh (7) tahun pertama bagi Pengeluar, Pengguna atau ESCOS
Lima (5) tahun pertama untuk Pemaju Perumahan atau Infrastruktur Mobiliti Rendah Karbon

**Tertakluk pada terma dan syarat

Tersedia sehingga 31 Disember 2025 atau setelah peruntukan digunakan sepenuhnya, yang mana lebih awal

•   Perniagaan yang dimiliki oleh warganegara Malaysia dan berdaftar di Malaysia (sekurang-kurangnya pegangan saham 60%)
•   ESCO mesti berdaftar dengan Suruhanjaya Tenaga
•   Untuk pembiayaan Islamik, perniagaan mesti berpatuh Syariah