Shariah Compliant

Based on Shariah concept of Wakalah with underlying Commodity Murabahah.

Flexible Tenure

Flexibility to choose a tenure between 1 to 60 months.


Early full withdrawal is allowed with no additional charges, subject to Terms and Conditions. 

No addtional charges for premature withdrawal.

​​​​​​​Partial withdrawal is not allowed.

Crediting of Profit

Enjoy early crediting of profit*, either upfront, monthly or at maturity.

*Subject to criteria set by the Bank

Hassle Free

Automatic renewal upon maturity. 

Waived Brokerage Fee

Brokerage fee is waived.

24/7 Internet Banking Services 

Perform transactions and check account balance anytime, anywhere in a flash. 

Extensive Branch Network

With our extensive network or branches nationwide, we are almost wherever you need us.

Eligible for Protection by PIDM

Protected by PIDM up to RM250,000 for each depositor.

Eligibility & Requirements

  • Minimum Age
    18 years old and above
  • Nationality
    Residents and Non-Residents
  • Minimum Deposit
    • 1 month: Minimum RM5,000
    • 2 months and above: Minimum RM500
    • *Upfront & Monthly - Minimum RM10,000
      *Subject to criteria set by the Bank
  • Tenure
    1 - 60 months


Enjoy eTerm Deposit-i (eTD-i) rates via online placements at AffinAlways

Terms & conditions apply

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Protected by PIDM up to RM250,000 for each depositor

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