Financing for Unplanned Expenses
Don't let emergency bills stack up. Get faster access to the funds needed to pay for these expenses.
Based on the Shariah concept of Tawarruq (Commodity Murabahah).
Group Credit Term Takaful (GCFT) plan is highly encouraged to ensure that you and your family are protected.
The single contribution is deductible from the approved financing amount upon disbursement.
Skip the Hassle
No guarantor or collateral is required. But, security deposit or advance payment is subject to the Bank's requirement.
Rebate for Early Settement
Enjoy zero fee for early settlement before maturity and be rewarded with rebate (ibra’) which is equivalent to the deferred profit at the point of settlement.
Ceiling Profit Rate
Get protected against a higher rate by profit rate capped at 15% per annum.
*Applicable for variable financing rate only
Salaried customers including Special Financing Programme
Pensioners under the Government Pension Scheme A only (pension payment credited into pensioner's bank account). It is also applicable to widow/widower of the pensioner who received Pension Derivatives with minimum entry age of 21 years old.
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