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Features
Financing Margin
Up to 100%* of coursework fee + 5% of Takaful coverage
Financing Tenure
Minimum: 5 years
Maximum: 20 years or up to age of 65, whichever is lower
Financing Amount
Up to RM 400,000 (Note: Maximum facility amount of RM600,000 is eligible for Medical, Engineering and Pilot/Aviation courses only).
Collateral
Collateral may be required either fully or partially secured
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Financing Your Academic Future
Financial assistance for qualified individuals of selected University or College to cover their education programme.
Shariah-Compliant Financing
Based on the Shariah concept of Ijarah of usufruct concept (leasing).
No Early Settlement Fee
No fee is imposed for early settlement.
Guarantor or Collateral
No guarantor is required. However, collateral may be required either fully or partially secured.
Ceiling Rate
Get protected against a higher rate by the profit rate capped at 15% per annum.
Takaful Coverage
Group Credit Family Takaful (GCFT) is highly encouraged to be taken by both applicant and joint applicant to ensure that you and your family are protected.
*Terms and Conditions apply.
Finance Your Dream Course at Local and International Universities:
What We Can Finance:
Eligibility
Important Information
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