AFFIN Credit Plus-i


Financing Margin

Up to 90% + 5% of MRTT

Financing Tenure

Up to 35 years or age 70 years old, whichever is earlier

Financing Amount

Minimum: RM 50,000
Maximum: Up to customer's eligibility

Property Value

RM200,000 and above


Refinance for Extra Cash

Refinance completed and unencumbered residential properties or business premises to get extra cash for something big in life.

Shariah-Compliant Financing

Based on the Shariah concept of Musharakah Mutanaqisah (MM) or Diminishing Musharakah.

Redraw Facility
Redrawing of the facility can be made under prepayment and/or advance payment.

Ceiling Profit Rate

Get protected against a higher rate by profit rate capped at 10% per annum for residential properties and 12% per annum for business premises.

Takaful Coverage
  • Mortgage Reducing Term Takaful (MRTT) is optional but highly encouraged to ensure that you and your family are protected.
  • House Owner Takaful is compulsory.


Individuals aged 18 years and above

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