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    AFFIN BORNEO

    Min Annual Income

    RM 24,000

    Benefits

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    AFFIN BORNEO Credit Card/-i

    Finance charge as low as 8%

    First Year: 8% per annum
    Year 2 onwards: Tier 1 9% per annum if the Cardmember has promptly settled the minimum payment due for 12 consecutive months
    Tier 2 12% per annum if the Cardmember has promptly settled the minimum payment due for at least 10 months in a 12-month cycle
    Tier 3 18% per annum if the Cardmember’s payment record is not within the above categories

    0.5% unlimited cashback*

    * 0.5% cashback until 31 January 2026. 0.2% cashback from 1 February 2026 onwards. Cashback is not applicable for government, charity, petrol and e-wallet transactions.

    >> Terms & Conditions

    Lifetime

    Annual fee waiver

    Environmental Friendly Card

    This card is made of 100% Recycled PVC.

    AFFIN is committed to integrating sustainability practices into the delivery of our products and services.


    Switch to AFFIN Cards for Better Treats.

    ​​​​​​​•    0% Balance Transfer for 12 months

    Click HERE for full Terms and Conditions
    Offer valid until 31 October 2024
    ​​​​​​​

    Eligibility & Requirements

    Borneo card is exclusively for Sabah & Sarawak MyKad holders or individuals who reside or work in Sabah or Sarawak.

  • Minimum Age
    • Principal cardmember: 21 years old and above
    • Supplementary cardmember: 18 years old above
    • Minimum Annual Income
      • RM24,000

    • Eligibility & Requirements

    Borneo card is exclusively for Sabah & Sarawak MyKad holders or individuals who reside or work in Sabah or Sarawak.

    • Minimum Age
      • Principal cardmember: 21 years old and above
      • Supplementary cardmember: 18 years old above
    • Minimum Annual Income
      • RM80,000

    Eligibility & Requirements

    Borneo card is exclusively for Sabah & Sarawak MyKad holders or individuals who reside or work in Sabah or Sarawak.

    • Minimum Age
      • Principal cardmember: 21 years old and above
      • Supplementary cardmember: 18 years old above
    • Minimum Annual Income
      • RM24,000

    Eligibility & Requirements

    Eligibility

    • Nationality: Malaysian
    • Minimum Age: 21 years old
    • Maximum Age: 25 years old

    Requirements

    • Pledged Savings Account with Affin Bank
    • Minimum pledge: RM500
    • Maximum pledge: RM10,000

    AFFIN UKM Alumni for Millennials
    Just graduated or just started your career and not eligible to apply for a credit card?
    We have a program exclusively catered for you – AFFIN UKM Alumni Mastercard

    Eligibility

    • Nationality: Malaysian
    • Minimum Age: 21 years old
    • Maximum Age: 25 years old

    Requirements

    • Pledged Savings Account with Affin Bank
    • Minimum pledge: RM500
    • Maximum pledge: RM10,000

    Notes

    • Credit limit will be granted based on the pledge amount made.
    • AFFIN UKM Alumni Mastercard will be blocked for usage in the event of minimum payment not being paid within 30 days of your AFFIN UKM Alumni Mastercard payment due date.
    • AFFIN UKM Alumni Mastercard outstanding balances will be offset from the pledge amount in the event of minimum payment not being paid within 60 days of your AFFIN UKM Alumni Mastercard payment due date. Any remaining balance shall be credited to Cardmember’s account with AFFIN Bank / AFFIN Islamic.
    • Once you have established credit payment records and submitted the required income documents, subject to credit approval, you have the options to :
      • Uplift the SA pledge and maintain the existing AFFIN UKM Alumni Mastercard
      • Apply for other credit cards with AFFIN Bank

    Notes

    • Credit limit will be granted based on the pledge amount made.
    • AFFIN UKM Alumni Mastercard will be blocked for usage in the event of minimum payment not being paid within 30 days of your AFFIN UKM Alumni Mastercard payment due date.
    • AFFIN UKM Alumni Mastercard outstanding balances will be offset from the pledge amount in the event of minimum payment not being paid within 60 days of your AFFIN UKM Alumni Mastercard payment due date. Any remaining balance shall be credited to Cardmember’s account with AFFIN Bank / AFFIN Islamic.
    • Once you have established credit payment records and submitted the required income documents, subject to credit approval, you have the options to :
      • Uplift the SA pledge and maintain the existing AFFIN UKM Alumni Mastercard
      • Apply for other credit cards with AFFIN Bank

    Switch to AFFIN Cards for Better Treats.

    ​​​​​​​•    0% Balance Transfer for 12 months

    Click HERE for full Terms and Conditions
    Offer valid until 31 October 2024​​​​​​​

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    A1addin eSaver

    Visit your nearest AFFIN branch, apply & get an exclusive A1addin Visa Debit Card for your A1addin eSaver/-i account.

    Payment Convenience:
    An ATM card wich allows you to perform fund transfers, bill payments, loan/financing and credit card/-I payment at any MEPS shared ATM networks.
    ​​​​​​​
    Enjoy These Additional Perks!
    1) Zero issuer card fee
    2) No annual fee for first year card issuers
    3) Accessible across VISA ATM networks worldwide




    AFFIN AVANCE™ Mastercard-i

    Exclusive 0% Easy Instalment Plan 

    ​​​​​​​3x AFFIN Rewards for dining and transactions at Professional Bodies










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    AFFIN BANK BHPetrol

    Up to 10% cash back at BHPetrol station
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