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AFFIN AURA Basic Credit Card-i

Min Annual Income

RM 24,000

Benefits

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AFFIN AURA Basic Credit Card-i

Lower Profit Rate

Enjoy a lower profit rate at 14% per annum on retail transactions, helping you manage your finance more affordably.

Charity Contribution

For retail transaction you made with AFFIN ISLAMIC Credit Card-i, the Bank will contribute a portion to the selected charity organisations.

Lifetime

Annual fee waiver

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Environmental Friendly Card

This card is made of 100% Recycled PVC.

AFFIN is committed to integrating sustainability practices into the delivery of our products and services.


Switch to AFFIN Cards for Better Treats.


​​​​​​​•    0% Balance Transfer for 12 months

Click HERE for full Terms and Conditions
Offer valid until 31 October 2024
​​​​​​​

Eligibility & Requirements

Eligibility

  • Nationality: Malaysian
  • Minimum Age: 21 years old
  • Maximum Age: 25 years old

Requirements

  • Pledged Savings Account with Affin Bank
  • Minimum pledge: RM500
  • Maximum pledge: RM10,000

AFFIN UKM Alumni for Millennials
Just graduated or just started your career and not eligible to apply for a credit card?
We have a program exclusively catered for you – AFFIN UKM Alumni Mastercard

Eligibility

  • Nationality: Malaysian
  • Minimum Age: 21 years old
  • Maximum Age: 25 years old

Requirements

  • Pledged Savings Account with Affin Bank
  • Minimum pledge: RM500
  • Maximum pledge: RM10,000

Notes

  • Credit limit will be granted based on the pledge amount made.
  • AFFIN UKM Alumni Mastercard will be blocked for usage in the event of minimum payment not being paid within 30 days of your AFFIN UKM Alumni Mastercard payment due date.
  • AFFIN UKM Alumni Mastercard outstanding balances will be offset from the pledge amount in the event of minimum payment not being paid within 60 days of your AFFIN UKM Alumni Mastercard payment due date. Any remaining balance shall be credited to Cardmember’s account with AFFIN Bank / AFFIN Islamic.
  • Once you have established credit payment records and submitted the required income documents, subject to credit approval, you have the options to :
    • Uplift the SA pledge and maintain the existing AFFIN UKM Alumni Mastercard
    • Apply for other credit cards with AFFIN Bank

Notes

  • Credit limit will be granted based on the pledge amount made.
  • AFFIN UKM Alumni Mastercard will be blocked for usage in the event of minimum payment not being paid within 30 days of your AFFIN UKM Alumni Mastercard payment due date.
  • AFFIN UKM Alumni Mastercard outstanding balances will be offset from the pledge amount in the event of minimum payment not being paid within 60 days of your AFFIN UKM Alumni Mastercard payment due date. Any remaining balance shall be credited to Cardmember’s account with AFFIN Bank / AFFIN Islamic.
  • Once you have established credit payment records and submitted the required income documents, subject to credit approval, you have the options to :
    • Uplift the SA pledge and maintain the existing AFFIN UKM Alumni Mastercard
    • Apply for other credit cards with AFFIN Bank

Switch to AFFIN Cards for Better Treats.

​​​​​​​•    0% Balance Transfer for 12 months

Click HERE for full Terms and Conditions
Offer valid until 31 October 2024​​​​​​​

Eligibility & Requirements

  • Minimum Age
    • Principal cardmember: 21 years old and above
    • Supplementary cardmember: 18 years old above
  • Minimum Annual Income
    • RM24,000

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