AFFIN AURA Credit Card/-i

AFFIN AURA

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Min Annual Income

RM 24,000

Benefits

AFFIN AURA Credit Card/-i

Finance charge as low as 8%

First Year:	8% per annum
Year 2 onwards:	Tier 1	9% per annum if the Cardmember has promptly settled the minimum payment due for 12 consecutive months
	Tier 2	12% per annum if the Cardmember has promptly settled the minimum payment due for at least 10 months in a 12-month cycle
	Tier 3	18% per annum if the Cardmember’s payment record is not within the above categories

Lifetime

Annual fee waiver

Environmental Friendly Card

This card is made of Recycled PVC.

AFFIN is committed to integrating sustainability practices into the delivery of our products and services.

AFFIN UKM Alumni for Millennials
Just graduated or just started your career and not eligible to apply for a credit card?
We have a program exclusively catered for you – AFFIN UKM Alumni Mastercard

Eligibility

Nationality: Malaysian
Minimum Age: 21 years old
Maximum Age: 25 years old

Requirements

Pledged Savings Account with Affin Bank
Minimum pledge: RM500
Maximum pledge: RM10,000

Notes

Credit limit will be granted based on the pledge amount made.
AFFIN UKM Alumni Mastercard will be blocked for usage in the event of minimum payment not being paid within 30 days of your AFFIN UKM Alumni Mastercard payment due date.
AFFIN UKM Alumni Mastercard outstanding balances will be offset from the pledge amount in the event of minimum payment not being paid within 60 days of your AFFIN UKM Alumni Mastercard payment due date. Any remaining balance shall be credited to Cardmember’s account with AFFIN Bank / AFFIN Islamic.
Once you have established credit payment records and submitted the required income documents, subject to credit approval, you have the options to :