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​​​​​​​Private Car

Risk-based pricing (detariffed rates)

Enjoy potentially lower premium if you have safer risk profile.


    More add-on options and benefits

    Options to add-on coverage such as Windscreen cover, Special Perils (Flood) or All Drivers for added benefits.

      Free 24/7 emergency road assistance up to 30km

      Call our 24 hours hotline 1-800-88-1033 for vehicle accidents and breakdown assistance.

        Fast claims approval

        Preferred Workshop
        3 working days for claims below RM10,000*
        6 working days for claims RM10,000 & above*

        Panel Workshop
        4 working days for claims below RM5,000*
        6-8 working days for claims RM5,000 & above*
        *Excluding claims under further investigation and claims with severe vehicle damage.

        Repair warranty

        Enjoy a 12 months warranty for repairs by our Preferred Workshops and 6 months warranty at our other Panel Repairers.

        Driver & Passengers Protection

        • Driver & Passengers Protection
          Provides personal accident and medical reimbursement benefits to you, your passengers and authorised driver in the event of a road accident from as low as RM0.25 a day.

        • 24/7 unlimited mileage emergency towing

        • Additional cash payout up to 20% of sum insured for total loss or theft

        • Window snatch theft & ATM withdrawal protection

        • Car replacement allowance in the event of own damage claims



        Eligibility

        • Customers of AFFIN BANK
        • Malaysians and permanent residents aged 18 and above

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